List of Top Free Budgeting Apps
- SoFi Insights
SoFi Insights is an online budget planner and money tracker app. Similar to Mint, it allows you to link all your bank accounts to monitor spending across categories like food, transportation, and utilities. It includes a free 30-minute phone session with a SoFi financial planner. - Debt Payoff Planner
Debt Payoff Planner helps track and manage debt using methods like the snowball (paying off smallest debts first) or avalanche (prioritizing highest interest debts). It offers a free version that’s effective for most consumers. - Goodbudget
Goodbudget focuses on budget creation using the envelope system. It allows customizable budgeting based on past financial habits or planning for specific events. You can sync and share budgets with a partner for joint financial planning. - Webull
Webull tracks investments and supports trading in stocks, ETFs, and options with no minimum account size and commission-free trading. It’s user-friendly for setting up and starting investments quickly. - Zogo Finance
Zogo Finance offers financial education through modules covering topics like car buying and credit development. It rewards users for completing modules and participating in daily trivia, redeemable for gift cards to retailers like Amazon and Target